The adventure of the open road coupled with the convenience and comfort of home has made RV camping one of the most popular hobbies in America. There are over 7 million recreational vehicles on the road, crisscrossing every part of the country on adventures that last anywhere from a weekend to a month or more. With an RV, you can venture out hiking or fishing for as long as you want, without having to worry about a long drive home or where you're going to sleep that night. This home away from home can be as large as a Class A motor home, or as modest as a truck camper.
The price range of RVs can vary considerably. RV financing is available with good credit, and loans can be financed for 10 to 15 years. For a larger RV loan in the neighborhood of $100,000, financing can be secured for as long as 20 years. Expect to place a down payment of between 10 to 20 percent, although some dealers may arrange a no-money-down loan. Making as large a down payment as you can afford will save on interest charges.
Each state has its own requirements for RV insurance coverage. Some of the factors that enter into the cost of this type of insurance are value of the RV, driving record and place of residence. Getting RV insurance quotes online will help determine cost and easily allow shopping around for the best price. Your automobile insurance provider may give you a discount for insuring both vehicles.
How your RV is accessorized can make a big difference in the comfort of your trip. There are thousands of accessories for RVs and as many RV retailers that supply them. Basically, a recreational vehicle can be outfitted with the same comforts enjoyed at home. Some items, such as awnings and RV covers for tires, will help to extend the life of your investment.
Expect to have the time of your life. If you would rather test the waters first, consider an RV rental and take a long weekend to explore an area close to home. There are thousands of RV parks where you can stay overnight or longer. Electric, sewer and water is provided at your site, and a calendar of activities and park amenities can keep the entire family occupied for the entire stay.